Determining Your Out-of-Pocket Expenses
We know that paying for healthcare is a big concern for many. We are committed to providing you with as much information as possible about what to expect in terms of cost, to help you make informed decisions about your care.
Your out-of-pocket costs depend on several factors, including:
- The services or procedures you receive
- Your insurance provider
- Your specific health benefits policy, including expenses such as your deductible, co-insurance, copayment and the limit of out-of-pocket expense requirements
- Your eligibility for financial assistance
Information About Charges
What are facility and professional charges and how do they impact you?
Charges are the dollar amount a provider sets for services provided before negotiating any discounts. The charge is different from the amount paid. Patients covered by Medicare, Medicaid, commercial insurance plans and uninsured patients who qualify for financial assistance never pay full charges. For patients who do not qualify for financial assistance but are uninsured, we also offer steeply discounted rates.
Facility charges may apply. Please call the office at 914-457-4130 with any questions.
Financial Resources
At Montefiore Einstein, we are committed to helping people understand the best options available to pay for their medical care. Our staff can help you understand what is covered by your specific health insurance benefits policy and explain expenses, such as deductibles, co-insurance, copayments and out-of-pocket expense limits. In addition, if you do not have insurance, we can help you determine your eligibility for free or low-cost insurance and governmental assistance. Our financial services counselors can also help assess whether you may qualify for financial assistance. You can learn more here.
Participating Insurance Plans
A list of insurance plans participating with Montefiore Einstein Advanced Care is provided for you here. Please note that some providers who may be involved in your care may not participate in the same insurance plans covering care at Montefiore Einstein Advanced Care. Therefore, we recommend you check with your physician to determine if they participate in a plan that covers your care.
