Financial Services | Montefiore Einstein Advanced Care

We are committed to helping people who lack health insurance get necessary medical care.

We understand that some healthcare bills may seem overwhelming or daunting, and that patients in need of specific treatments or procedures might feel hesitant in seeking them due to potential hefty costs.

However, with the help of our staff, patients are discovering financial solutions, such as free or low-cost insurance and government programs specifically designed to lower healthcare costs. If you do not have insurance, our staff will assist you with determining your eligibility for free or low-cost insurance, as well as government assistance, including:

This program is designed for New Yorkers who cannot afford to pay for medical care funded by the state and federal government. Medicaid may cover you if you have high medical bills, you receive Supplemental Security Income (SSI) or meet certain income, resource, age or disability requirements. If you are eligible, Medicaid will cover expenses such as hospital care, doctor bills, nursing home coverage, home care and prescriptions.

A public health insurance program, this plan is designed for adults ages 19 to 64 who have income or resources too high to qualify for Medicaid. It is available to single adults, couples without children and parents with limited income who are residents of New York State and are U.S. citizens or listed under one of many immigration categories. Those who are eligible receive comprehensive coverage, including prevention, primary care, hospitalization, prescriptions and other services. Healthcare is provided through participating managed care plans. Minimal copayments may apply to certain services.

Depending on your family's income, your child may be eligible for Children's Medicaid or Child Health Plus. Both are available through dozens of providers throughout New York State. Families with somewhat higher income pay a monthly premium.

Qualifications for these programs are constantly changing. Even if you did not previously qualify for a specific plan, your status may have changed.

If you have health benefits that do not adequately cover your medical expenses, we can work with you to arrange a manageable payment plan. Additionally, if you do not qualify for free or low-cost insurance, we will help you obtain a reduced fee based on your income and family size for emergency services rendered or medically necessary procedures through our Financial Aid program.

When visiting the Financial Aid office (Westchester location: 555 Taxter Road, 2nd floor; Manhattan West location: 385 Ninth Ave at 30 Manhattan West Plaza front desk), please bring your latest tax records or proof of income (i.e., pay stub or letter from your employer). If you have any questions, please contact a counselor at 555 Taxter Rd, 2nd Floor, Elmsford, NY 10523 (Financial Aid at MEAC) 914-418-6282. Medicaid/Financial Aid representatives can lead you through the entire process.

Current Insurance Options

Insurance options changed after the Affordable Health Care Act passed. There is now a plan available for those with a preexisting condition (Pre-Existing Condition Insurance Plan, PCIP). HealthCare.gov provides information on insurance options, eligibility information, common questions and healthcare management tips.

If you would like to find out which private insurance plans, public programs and community services are available to you, please visit Healthcare.gov.

If you are currently enrolled in a Medicaid, Family Health Plus, or Child Health Plus plan, please do not forget to update your certification. Call 877-472-8411 for more information about recertification.